COB
CSU COB CSU College of Business

Finance

Professor

310  Rockwell Hall

College of Business

Fort Collins, CO 
80523

Ralph.Switzer@
colostate.edu

Office: 970-491-5428

Fax: 970-491-7665
 

Ralph Switzer - Finance Resources
 

Banking Financial Information Government Resources News Congress / Government Law - General
Banking Regulations Fund Selection International Information Statistical Data U.S. Courts Publishing, Tax, Law
Bonds Electronic ADR Laws /  Regulations Attorneys - Locating Gift and Estate Taxation Tax - General

Exchange Rates

 Forms-Federal Per Diem Rates Business - General Internal Revenue Service Environmental Law
Business Plan          

 

The finance and real estate resources and links page is provided for students and professionals who are in need of a wide range of financial information.

If you have any questions, corrections or wish to report missing links, please feel free to contact us here. To have a link added to our page, please fill out the approval form. The finance resources and links page is maintained by Dr. Ralph V. Switzer

 

Banking

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Banking Regulations

Bonds

Exchange Rates

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Financial Information

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  • Fidelity Online Investment Center

  • Saving for college? finaid.org is one of the best sites.

  • Sandbox's Final Bell Stock Market Simulation

  • The Financial Center is home of "Wall Street's Market Mavens". Go here for analysts, links to brokerage firms that provide online trading, stock quotes, a news desk, an online bookstore for investors and chat rooms.

  • Financial Planner Cheat Sheet  Go here for more then 5,000 definitions of financial terms, from general to the arcane.

  • FinancialWeb Rapid Research Users set the criteria and the site generates a list of stocks. Rapid Research you fill out a questionnaire to help users who aren't familiar enough with stock screens to decide on precise numerical values.

  • Find the Value of a Business

  • Find Your Niche

  • FindAFund.com  ranks funds according to their characteristics, performance and level of risk.

  • Fixed Income Securities www.centralplainsadvisors.com

  • Free Calculators and Checklists

  • FundAlarm describes itself as a free noncommercial Web site designed to help investors decide when to sell mutual funds. It has a database of about 1,000 funds and provides information on manager changes, for example, as well as highlights added commentary.

  • Galt Technologies provides stock graphs and Portfolio tracking.

  • GrayFire

  • Get CERIAS

  • Help for Beginners on Mutual Funds

  • Holt Report

  • Hoover's Stock Screener 

  • Ibbotson Associates, a consulting and training company, has posted an extensive, well-organized online research resource list. Under Practitioner Daily Use, look for forums, e-mail lists and market tracking sites. Want information on federal bonds? International investing? These pages have several resources.

  • IBC Financial Data lists money market funds and bond funds with data on their historic performance.

  • ICI Mutual Fund Connection sponsored by Investment Company Institute, the mutual fund industry trade group, provides news on legislation affecting investors.

  • InfoBeat a general, free news service, InfoBeat sends e-mail newsletters everyday directly to you. If you check "finance" at registration, InfoBeat will send closing prices and news for a custom portfolio of market indices, mutual funds and securities. InfoBeat even promises news alerts e-mailed throughout the day with information that can't wait until tomorrow's newspapers. 

  • Insure.Com A good place to start looking for insurance plans

  • The International Society for Retirement Planning site includes its mission statement and membership information, but most useful are the extensive links to other sites on life planning, retirement issues and financial planning and investment resources.

  • Intrepid Technology Calculator/ strategy guide

  • www.InvestBrite.com

  • InvestCo

  • www.invest-faq.com Beginners, investors and traders can find answers to questions on investment topics.

  • Investment Planner. This site offers information on individual investments, retirement plans for small businesses and a list of wholesalers offering investment products for brokers and agents.

  • Invest-o-rama From the National Association of Investment Clubs, provides links to more than 2,000 investment-related sites of what the others do; tracks your spending, savings and investments and calculated your progress toward financial goals.

  • INVESTools Advertising itself as giving "trusted advice for independent investors," this site contains both articles and useful tools. In November, for example, INVESTools offered information on a "relative strength methodology," baseline company reports and a weekly update and analysis. The site also contains proprietary charts and Standard and Poor's stock reports. INVESTool presents a rotating series of features advisers, such as Al Frank, the editor of the Prudent Speculator.

  • Investor Assistance and Complaints Get the official word on regulations and protecting investors at the Securities and Exchange Commission's antifraud site. The Commission does a nice job of high-lighting major themes on its welcome page. Visitors can visit the "Investor Alerts" to read about scams currently making the rounds, learn how investment fraud is spreading on the Internet or read about the procedure to submit a formal complaint about a stockbroker.

  • Investor's Edge

  • IPO Monitor

  • www.irrc.org

  • I.Q. Net 

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  • Olympus

  • Ohio State University Finance Index

  • Online Money Magazine's Best Financial Web Sites

  • Onramp Access Stocks and Commodities

  • Pacific Brokerage Services

  • PC Financial Network the brokerage firm, provides stock quotes and research news from AP, UP, Reuters, BusinessWire and Market News.

  • PC Quote Online Option Prices/ news

  • PCAOB Online http://www.pcaobus.org

  • Pension Solutions Inc. offers this site to help create personal pension plan "based on your business environment, your culture and - most important - your needs and input." The site also provides information for both plan participants and sponsors as well as links to other pension education and related government sites.

  • Price Waterhouse Venture Capital Survey Price Waterhouse LLP gathers information from more than 1,000 venture-capital firms. The result is a staggering amount of data. Price Waterhouse tracks the total amounts invested in various industries, then zooms in to describe individual companies that received venture-cap funding in the quarter.

  • PR Newswire provides an online money magazine with quirky, interesting commentators, and an archive of business and financial press releases on company earnings and other relevant topics, as well as hot links to a variety of financial sites.

  • Prudential

  • http://www.quickquote.com/ This site offers a database of insurance companies including profiles and FAQ.

  • QuoteCom

  • Researchmag This site, an online newsletter and database, claims to have in-depth investment information on more than 10,000 stocks and 5,000 mutual funds. Visitors can go to featured investments, shareholder news or stock quotes sections, for example. For the new visitor, it has a site tour.

  • ResearchTech.com

  • Resources Revisted

  • Riskview provides investors with exhaustive databases; more than five years of Dow Jones Global Indexes' historical data for about 3,000 equities. For free, visitors can run financial and risk analytics including historical returns and volatilities, risk-return analyses, forecast volatilities and correlations, portfolio performance analyses and value at risk. These Web pages claim considerable accuracy as a result of Riskview's close association with Dow Jones.

  • Salomon Smith Barney

  • www.sarbanes-oxley.com

  • Securities Class Action Clearinghouse Stanford University's law school created this site to disseminate information about major class-action cases. Visitors can browse through over 100 filed cases over the past two years, then keep track of what happens through postings on rulings and settlements.

  • www.sec.gov/spotlight/sarbanes-oxley.htm

  • This Site Runs True to Form

  • "The Smart Guide for a Whole Life"

  • Retirement planning; for a detailed government booklet on Social Security retirement benefits 

  • Society for Direct Investing provides an overview of dividend reinvestment programs, also known as DRIPs, along with other direct stock-purchase programs. The "Basic Facts" section explains how these programs work. Another area lists U.S. corporations with direct-investing programs, along with foreign companies that allow investors to participate through American depositary receipts. 

  • Software News

  • S&P500 Index

  • Stock Charts

  • Stockguide

  • Stock Point

  • StockMaster.com  offers online investment news

  • StockScreener A nice tool for equity fans, StockScreener helps you produce a list of stocks matching financial criteria you specify. 

  • StockSite

  • StockTaxBasis.com - Your on-line real time source of historic and forensic stock information and calculation optimization tools configured for determining stock tax cost basis.
    Cost Basis Tracker: Historically tracks current and obsolete stocks through tax basis changes such as splits, mergers, spin-offs, and acquisitions to determine current tax basis and value.
    Complex Basis Analysis: Allows for multiple buys and sells interspersed between splits and other tax basis affecting events.  Analyze how cost basis assigned to previous sells may affect the remaining tax cost basis.  Analyze how buys and sells of spin-off stocks and other related stocks might affect tax basis.
    Accounting Method Analysis: Allows for computer-aided comparison of current and previous tax gains and tax cost basis carry forwards based on various matching techniques.
    Stock Origins: Provides information regarding the possible origins of a stock and how a stock arrived a portfolio through name changes, mergers, spin-off and other stock events.
    Stock Certificate Evaluation: Automatically tracks obsolete and active certificates through renames, splits, spin-offs, and other stock events to determine current tax cost basis and value.
    Estate Portfolio Evaluation: Automates the task of tracking a portfolio of active and obsolete stocks or certificates through spin-offs, renames, mergers, and other events to determine tax basis at the date of death and track basis to the present.
    This site does not give tax, legal or investment advice.

  • The Street.com provides quirky commentary on stocks, interest rates and the economy. After a two-week free trial, subscriptions cost $9.95 a month for access to the Website and daily morning bulletin.

  • Strong Funds sponsored by the mutual fund company, provides general guidance on investing and retirement.

  • Thomson Real-Time Quotes up to 50 stock quotes a day from the New York, American and NASDAQ exchanges. Registration is required, but the adviser-supported site is free.

  • T.Rowe Price a fund company that offers thorough retirement planning information.

  • Tools to Start or Sell Your Business

  • Vanguard

  • Venture Capital Resource Library This offers a set of resources for exploring sources of funding. Its directory of venture-cap firms divides the companies up by industry and feature links to companies' sites . There's also a business-plan template available to download.

  • The Vault is the Web site of Scott Burns, the Dallas-based syndicated columnist, who posts his insights on personal financial subjects.

  • A Virtual Bank for a Real Home From Intuit, the Quicken people, comes a mortgage shopping site. Look for different rates and use a online calculator to figure out how much home you can afford.

  • Wall Street City

  • Wall Street Directory

  • Wall Street Research Net

  • Waterhouse Securities

  • Webfn

  • William F. Sharpe, the Stanford University finance professor, is online offering insights on foreign and domestic markets.

  • Womens-Equity.com  The Women's Equity Mutual Fund offers its online newsletter and a performance chart for its investment portfolio here.

  • Yahoo Finance

  • Zacks Investment Research provides a database of 5,000 companies and a screen for variables including price earnings ratios, projected profits, dividends and capitalization. Subscription:$150 a year. Colorado State University is now a partner in Zacks Investment Research's University Analyst Watch (UAW) program. Our current Internet financial program, Anaylst Watch on the Internet is used by individual investors, stockbrokers, businesses, and institutional money managers. They use this information help them gain access to financial information on over 6,000 companies from over 240 different brokerage houses and over 3,000 analysts on a national, regional, and institutional level. The UAW program provides very detailed descriptions about the companies we cover, this information may be used by the students who are looking for careers with any of the over 6,000 companies included in the UAW.

  • The 401(k) Forum, which bills itself as the "first Internet-based investment advisory service for 401(k) participants," provides information for employees and employers. One section (the Press Lounge) gives news quotes and blurbs on 401(k) issues and another lists career opportunities. 

  • Pension specialists created this site, 401kMax to provide administrative support services for retirement plans. This site is broken down into four categories; plan design, document and installation; plan administration; daily valuation record-keeping and reporting; and compliance.

  • This site maintained by the 401(k) Network, offers interactive tools to manage retirement investments. It gives users updates on the latest 401(k) news and legislation and provides frequently asked questions and answers concerning eligibility, contributions, distributions and plan assets.

  • Women's Business Center is an interactive business skills training web site dedicated to helping entrepreneurial women to realize their goals and aspirations for their personal and professional development. The goal of this web site is to provide them with the information and expertise necessary for planning their economic independence through owning their own business. 

  • The Wall Street Journal's Startup.wsj.com is a powerful new web site introduced by The Wall Street Journal Interactive Edition. The web site is designed to meet the needs of small-business professionals and entrepreneurs. It can help you create a business plan, research potential market opportunities and even stay on top of the trends that can affect your business.

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Fund Selection

Electronic ADR

Forms-Federal & Links to All States

  • Federal Tax Forms

  • IRS Forms and Publications On-Line Tax payers who have computers, modems, and printers may now access IRS forms and publication from anywhere in the world through FedWorld. The forms can be quickly downloaded and printed in their original, ready-to-file format.

  • The Tax Professional's Corner on the IRS Home Page has recently added parts of the Internal Revenue Manual. Only a portion of the manual is currently posted, but additional sections will be loaded onto the site as they are cleared. Visit the IRM, click on Tax Pro's Corner, the click on Administrative Information and Resources. Select Internal Revenue Manual Online.

  • Income Tax Information

  • The 1999 Editions of the Pratt & Kulsrud Tax Series.This site also gives tax updates and current tax forms.

  • Tax & Accounting Sites Directory

  • Taxing Times 

  • TaxWeb

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Government Resources

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International Information

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Laws/Regulations/Standards

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Per Diem Rates

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News

Statistical Data

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Attorneys - Locating

Business General

  • The Account Ware Group created an online forum for financial systems professionals at large corporations to exchange ideas on key topics, including the implementation of new systems and technologies and the Year 2000 issue.

  • www.accounting.com  This job bank’s résumé database is free to job seekers, while member employers can advertise open positions and search for prospective employees. Firms can get a free registration in the CPA directory. The Resources section includes links to national and international accounting associations such as the AICPA and state societies. Click on Bizz Fun and go to the AICPA-sponsored site www.startheregoplaces.com for online workshops on product launches and the interactive forensic accounting game Catch Me If You Can.

  • All Business Network lists guides to information on almost any kind of business, which can link you to newsletters, journals, an index of 17,000 periodicals, the World Bank's server and articles from business and economic publications ranging from Factoring Business to the Nando Times.

  • All Key Business Indices

  • American Association of Franchisees and Dealers

  • The American Compensation Association, a not-for-profit association of more than 23,000 human resource practitioners, offers information, training, networking, certification and research tools for the management profession.

  • American Express Small Business Exchange

  • www.appwp.org  CPAs and human resources managers can visit the American Benefits Council (ABC) to find the latest news from Washington on executive compensation, health and retirement programs. Sections with current and archived press releases and documents on subjects such as the “Broad-Based Stock Option Plan Transparency Act” also are available. Visitors can find a lengthy list of links to benefits sites, topical policy reports and ABC member surveys in the Publications section.

  • Ask Jeeves

  • http://www.betheboss.com/

  • Benefits and Compensation. This online human resource information management and technology mall provides information on benefits, compensation, succession planning, and other human resource issues such as training, payroll and relocation.

  • http://benefitsattorney.com  Washington, D.C., attorney Carol Calhoun’s site offers resources for the employee benefits niche including news on deferred retirement option plans, domestic partner health coverage, IRS benefits and contribution limits and pension plan distributions. The e-library has links to retirement planning calculators that help you find the rate of return on 401(k) plans. Users can take a retirement readiness quiz, get a ballpark estimate of how much money they’ll need to retire or compare 401(k), 403(b) and 457(b) plans.

  • http://benefitslink.com  Looking for the latest information on employee benefit plans? Visit the Benefits Buzz section of Benefitslink.com and find news on human resources management, survey results and tax credits for small business. Try a new software product through the Free Offers section, enter a discussion on cafeteria and 401(k) retirement plans on the Message Board or sign up for a free e-newsletter about employer-sponsored fringe benefits or retirement plans.

  • Big Book andWorld Pages. These sites offer national listings. Looking for a photocopy shop in the city you will be doing your big presentation in next week? Type in the city and the business category and these yellow-pages sites will show you a list of shops. Once you've found what you have been looking for you can even download maps showing the exact location of a business. You can also give a specific address or a street intersection, then request a list of all the appropriate businesses within a one-mile or 10-mile radius of that address. At WorldPages you can track down yellow-pages sites in 100 countries.

  • Brint.com offers links to thousands of mailing lists and discussion groups related to business, technology, computers and science. It is hosted by Yogesh Malhotra.

  • Business Resource Center a wealth of information about running a business can be found on this site. Articles about marketing, management, financing, and business software abound. This site also provides sample press releases, valuable marketing tips, and links to other informative Web sites.

  • Calculators on-line.

  • http://calculators4mortgages.com  CPAs and financial planners can use the free resources at this Web stop to calculate variables for clients planning to buy a home. The monthly payment and amortization calculator figures the amount of payments and breaks down the principal and interest due over the loan term. Users also can find out how monthly payments are based on predetermined interest rates and loan amounts. Other e-calculators compare fixed and adjustable rate mortgages and figure how long it will take to recover the cost of refinancing property. Users can determine what kind of house they can afford and use a loan prequalifier.

  • Colorado Small Business Development Center. This site includes the usual SBDC material, along with Colorado-specific licensing information. One especially useful section is the Colorado Business Startup Kit. The kit includes a business checklist, explanations of various legal structures and information on employer responsibilities, sales tax, income and property taxes, bookkeeping, financing, insurance and more.

  • Compare, But Don't Despair  Are you being paid what you're worth?  Would you like to see comparative salaries in your field?  Visit the JobSmart Home site for more information. 

  • www.powerhomebiz.com/vol2/competitor.htm  Do You Know Your Competitors?

  • Need consulting information?  Try these sites:www.consultants-mall.com    www.consultapc.org     www.consultingcentral.com     www.ac.com

  • Consult the Consultant at: www.bcg.com Boston Consulting Group offers archived articles by pull-down menu.

  • Corporate Watchhas little sympathy for most employers. This opinionated site is "committed to exposing corporate greed," according to its own profile page. In this watchdog role, Corporate Watch focuses on abuse of workers. One section of the site tracks allegations about Nike Inc.'s treatment of its workers in overseas plants. The site's archives contain other reports on labor conditions around the world.

  • Court TV Small Business Exchange

  • CSU Library. Over 40 additional databases - indexes, abstracts, full text, directories and statistical resources - are available to distance users.

  • CPExtra

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  • Data Warehousing  This site provides literature and contact information on data warehousing technology.

  • Deja News  Search through what is being said in different Internet discussion groups.

  • Dogpile  This is a metasearch tool.

  • www.dogsoftthedow.com  Stock selection makes up the bulk of this site.

  • www.freeedgar.comOffers the individual user easy, basic access to SEC EDGAR filings.

  • www.fundspot.com Investors will find current news and discussion boards here.

  • E-commerce  Find more then 300 e-commerce vendors and more then 400 pieces of literature on the topic.

  • E-Commerce www.gbd.org Progress reports from Global Business Dialogue on e-commerce appear here.

  • E-Commerce/E-Business Resources www.zdnet/com/enterprise/e-business

  • E-Commerce Tutorial at  www.website101.com

  • An Electronic Encyclopedia  If all you're looking for in the above site is a better understanding of frequently used Internet terminology, go directly to this page.

  • An Electronic Almanac

  • EntrepreNet Reference Information

  • EntreWorld contains links to volumes of information to help entrepreneurs start, run and grow a business. This site is essentially a listing of reviewed articles available elsewhere on the Web, covering hundreds of business topics.

  • ExpertCenter.com offers queries posted by author Winnie Shows, author and public speaker, dealing with business, management, and technology issues, particularly knowledge management, organizational learning and business-process reengineering.

  • Financial Systems Forum was developed by the AccountWare Group as a resource for financial systems professionals. Its goals are to develop accurate management information, implement new financial systems and technologies, maintain exiting systems and assist in conversions for the year 2000.

  • www.businesspipeline.com/pressreleases/article_61.htm  Finding and Keeping Your Customers

  • www.flexibleresources.com  Accounting, finance, human resources, law and marketing professionals looking for more flexible work schedules, or employers searching for ways to keep valuable staffers, can find work/life solutions here. This site has case-study success stories about companies’ efforts to keep good managers, a detailed guide on how employees can propose flexible work arrangements, flex-job listings and related articles in the News and Research section.

  • Franchises and Business Opportunities

  • government for business The one-stop electronic link

  • Hoovers

  • www.humanresources.org  The National Human Resources Association Web site’s Resource Center has articles such as “5 Hurdles Successful Rookies Need to Clear” and white papers on office protocol, restoring confidence in corporate America and retirement plans. Visitors can link to a Department of Labor fact sheet on affirmative action and Americans With Disabilities Act regulations, and find executive positions at www.6figurejobs.com.

  • Inc. Online

  • www.justquotes.com Extremely detailed research information.

  • www.tsbj.com/editorial/03070201.htm  Marketing is a Matter of Choice

  • www.mediamap.com  This site's goal is to connect public relations and media professionals with accurate, timely information. Categories include business, finance, consumer, technology and travel and leisure.

  • Northern Light Searches additional web sites to find your information.

  • www.oio.com Opportunities In Options provides users with stock quotes and volatility charts.

  • www.options-iri.com Information on options trading and stocks. Users can choose any of five e-mail newsletters.

  • The Pension Benefit Guaranty Corp., which helps insure pension plans, maintains this site. It offers a pension search directory for missing participants, which allows users to search by name, company and state. There are also links to pension news, publications, legal information and government forms. The site is especially useful for chief financial officers responsible for pension plans.

  • Price Waterhouse Venture Capital Survey. This LLP gathers information from more than 1,000 venture-capital firms. The result is a staggering amount of data. Price Waterhouse tracks the total amounts invested in various industries, then zooms in to describe individual companies that receives venture-cap funding in the quarter.

  • Profnet links reporters and authors to a pool of experts.

  • Round Table Group is a consortium of 2,500 academic experts available for consulting assignment, to round up expert witnesses.

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  • Search Engine Watch  This site helps Web surfers find the best search engine possible.

  • Search it All  This is the place to hunt for e-mail addresses, phone numbers and street addresses.

  • A Site for Corporations  Stephen H. Glad, CPA, CFE, provides companies with a list of links to accounting, auditing and finance sites as well as links to consulting services and government agencies.

  • Small Business Administration People starting a business are sure to find good, helpful advice and loan options here.

  • Small and Home Based Business Links This site provides links to other Web sites and articles. It is organized into sections on franchises, reference, marketing, newsgroups, business opportunities, services and multi-level marketing. This list is by no means complete. Running a search on a business topic you need information on will likely lead you to valuable insights. Search engines that may do a better job than some others include MetaCrawler, and OpenText .

  • http://www.smalloffice.com/ offers management advice and financing options for small business.

  • http://www.smartbiz.com/ Research relevant articles, reports and checklists on topics such as competitive trends in small business 

  • Speaker.com You can post that you need a speaker for a specific conference and specific topic, and it'll help find one.

  • www.telecommute.org  Did you know that American workers take an average of only 10.2 vacation days a year after three years on the job? CPAs interested in working from home or setting up telework programs at their companies can learn that and more by reading the current issue of Trends & Issues in this site’s Reference Library or find links to the U.S. Office of Personnel Management’s guide to teleworking. E-workshops give useful information on planning and determining a program’s scope and training telemanagers and telecommuters.

  • www.toolkit.cch.com Research topics such as business, finance, compensation and benefits, employee management, marketing and recruiting and hiring in the business tools section.

  • U.S. Business Advisor This site claims to provide one-stop access to government services and regulations. Information ranges from how to properly address mail to applying for federal grants.

  • VirtualRelocation.com  This site allows you to see the cost of living in different locations.

  • Wageweb Curious about how your paychecks stacks up against salaries at other companies?

  • Web Site Reviews  The Argus Clearinghouse site searches out and rates the overall usefulness of various Web sites.  Site topics include business and employment, estate planning, law, computers and information technology, and government and law.

  • The Web University  Find pages of free advice on Web design, content, promotion and e-commerce.

  • www.welcoa.org The Wellness Councils of America (WELCOA) e-stop promotes the idea that physically fit workers are more productive. Get a free sample issue of Absolute Advantage with articles such as “Wired for Wellness.” Other member perks: case studies on implementing corporate wellness programs, expert interviews from CEOs and how-to guides on gaining senior-level support for health fairs at work and other topics.

  • William M. Mercer offers free information on a variety of benefits issues, including legislative and legal developments.

  • WhatIs.com virtually every word or acronym you come across in the Technology world is spelled out and defined on this online encyclopedia. Clear explanations, pronunciation guides and links to sites for further information make these pages invaluable for novice and advanced Internet users.

  • Worknet @ ILR Cornell University's School of Industrial Labor Relations has assembled the Worknet site as a starting point for research into labor topics. Check under Hot Topics for briefing material on such provocative subjects as corporate downsizing and the potential risks of employers learning genetic information about their workers. Unfortunately you'll have to explore the site a little to get a handle what it offers.

  • Wyoming Small Business Development Center within this Web site, you'll find information about training courses, SBDC offices around Wyoming, business and marketing plans, Wyoming business licensing, requirements, and more. It also includes a business plan workbook, along with many links to other Web sites with helpful business information.

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Congress / Government

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U.S. Courts

Gift and Estate Taxation

Financial

  • Financial Information – Mutual Funds/DOW/S&P 500/Futures

  • Finance library at the college of business at Ohio State University.

  • NASAA. The North American Securities Administrators Association, a group resenting state-level regulators in the U.S. Canada, and Mexico, presents a variety of educational material on its pages. A library of fact sheets dissects blind pools, schemes aimed at the elderly and a host of other potential investment pitfalls.

  • www.scroggininlaw.com Law Firm Scroggins & Associates wants users' feedback on a new free service for estate planners.

  • www.rushforth.net Layne Rushforth's (Las Vegas attorney)  site with articles on basic and advanced estate planning.

Insurance

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Real Estate

  • Realtor.Com Is the National Association of Realtor's site and boasts 1 million home listings across the nation. In addition to being hooked into 320 multiple listing services - including Denver's - useful features include calculators that let you compare mortgages, determine the cost of living and salaries in different cities, typical moving expenses and insurance premiums.

  • Homes and Land Magazine includes listings from local editions of Homes and Land Magazine. Features include a mortgage calculator.

  • National Association of Realtors' site and boasts 1 million listings across the nation. Useful features include calculators that let you compare mortgages, determine the cost of living and salaries in different cities, typical moving expenses and insurance premiums.

  • Homes and Land Magazine includes listings from local editions of Homes and land Magazine. Features include a mortgage calculator.

  • Home Scout allows a search of other real estate directories and Web sites. Site includes a push feature that will deliver weekly e-mail with updates of information about particular areas.

  • Abele Owner's Network National for-sale-by -owner network that boasts about 30,000 listings. Links to other sites allow you to check comparables and purchase books on home buying and selling.

  • Colorado State Real Estate On Line This massive site claim to have about 70 to 80 percent of the state's real estate offerings online, and about 90 percent of the new home listings in the metro area. Photos offered for some listings.

  • New Homes Search System listing for some 500 Denver builders and their communities. Includes new home floor plans.

  • For Sale By Owner Inc. Large Northern Colorado for-sale-by-owner site.

  • Universal Lending Corp. Largest privately held mortgage banker offers a mortgage calculator, current rates and information about home, construction and commercial lending. Bonus: Universal Lending has the Home Ownership Bridal Registry, FHA and FranieMae-approved down-payment contributions to newlyweds.

  • Denver Board of Realtor a marketing tool for real-estate professionals with information for consumers. Includes "Neighborhoods" where visitors can click on a specific community to get information about schools, places of worship, parks, demographics, anything you need to know.

  • Fort Collins real estate, t